Top Quality and Affordable Homes
National |
Average Rate* |
| 30-Year FHA Rate | 5.94% |
| 30-Year Fixed Rate | 5.50% |
| 20-Year Fixed Rate | 5.98% |
| 15-Year Fixed Rate | 5.25% |
| * Conforming FNMA Loan Amount. Rates may include points. | |
Information updated: 9/12/2025
Minority-Owned Residential Building Firms Continue to Rise
The share of minority-owned new residential builders and remodelers has more than doubled since the Great Recession, with noticeable gains from 2017 to 2022. Nevertheless, when compared to the overall U.S. population, minority-owned firms continue to be underrepresented within both housing sectors. New Residential Builders Based on data from the Annual Business Survey (ABS) from...Shorter Apartment Construction Time in 2024
The average time needed to complete construction of a multifamily building after obtaining authorization edged down in 2024, according to the 2024 Survey of Construction (SOC) from the Census Bureau. On average, it took 19.6 months from permit to completion, about 0.3 months shorter than in 2023. While construction timelines remain lengthy, this modest decline...Supply-Side Cost Pressures Drove Housing as Inflation Leader in 2024
Though the rate of inflation peaked in June 2022, consumer prices continued to increase throughout 2023 and 2024 as inflation drove further price growth, according to 2024 CPI review from the Bureau of Labor Statistics. Nonetheless, the rate of inflation slowed from 3.4% in 2023 to 2.9% in 2024. All major categories experienced price increases...Square Foot Prices Moderate in 2024
Median square foot prices for new single-family detached (SFD) homes started in 2024 grew modestly, according to NAHB’s analysis of the latest Survey of Construction (SOC) data. For custom, or contractor-built, homes, the median price was $166 per square foot of floor space, up slightly from $162 in 2023. For spec starts, after excluding record-high...17% of NAHB Builders Built Age-Restricted Housing in 2024
Only 17% of NAHB builder members build age-restricted housing for people age 55 or older, according to 2024 Member Census. This is up two percentage points from the previous year. However, this share has remained within a narrow band (15%-17%) since the question was added to the member census in 2009. The likelihood of building...Orange County, Riverside County, San Bernardino County, Los Angeles County, San Diego Real Estate!
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Why Experts Say Mortgage Rates Should Ease Over the Next Year
You want mortgage rates to fall – and they've started to. But is it going to last? And how low will they go?
Why October Is the Best Time To Buy a Home in 2025
If you’ve been watching from the sidelines, now’s the time to lean in. It’s officially the best time to buy this year.
What Buyers Say They Need Most (And How the Market’s Responding)
A recent survey from Bank of America asked would-be homebuyers what would help them feel better about making a move, and it’s no surprise the answers have a clear theme.
Closing Costs Unpacked: State-by-State Breakdowns for Today’s Buyers
If you’re planning to buy a home this year, there’s one expense you can’t afford to overlook: closing costs.
Downsizing Without Debt: How More Homeowners Are Buying Their Next House in Cash
If you’ve been thinking about downsizing to lower your expenses, be closer to family, or just make life easier, here's a trend worth paying attention to
