Top Quality and Affordable Homes
National |
Average Rate* |
| 30-Year FHA Rate | 5.26% |
| 30-Year Fixed Rate | 5.58% |
| 20-Year Fixed Rate | 6.75% |
| 15-Year Fixed Rate | 4.93% |
| * Conforming FNMA Loan Amount. Rates may include points. | |
Information updated: 4/19/2026
Existing Home Sales Edged Up Slightly in April
Existing home sales edged up in April after reaching a nine-month low in March, but sales remained at historically low levels. Elevated mortgage rates and reignited inflation driven by the Iran war continued to weigh on affordability as economic uncertainty pushed up long-term rates, while rising energy costs strained household budgets. Despite inventory improving in […]Residential Building Worker Wages Remain Soft in Early 2026 Amid Slower Housing Activity
Wage growth for residential building workers remained subdued during the first quarter of 2026, reflecting continued softness in housing construction activity and easing labor demand. According to the latest data from the U.S. Bureau of Labor Statistics, both nominal and inflation-adjusted wage gains moderated further, marking a clear transition from the rapid post-pandemic expansion toward […]U.S. Economy Adds 115,000 Jobs in April
The U.S. labor market continued to show resilience in April, with job growth persisting despite elevated interest rates and rising geopolitical uncertainty related to the Iran conflict. The unemployment rate held steady at 4.3%. Hiring gains were concentrated in health care, transportation and warehousing, and retail trade, underscoring continued strength in service-oriented sectors. Wage growth […]Mortgage Applications Retreats Further in April
Mortgage application activity decreased month-over-month as the 30-year fixed mortgage rate rose. The Mortgage Bankers Association’s (MBA) Market Composite Index, a measure of total mortgage application volume, declined 12.4% month-over-month in April on a seasonally adjusted basis. However, overall activity remained 14.2% higher than a year earlier. Applications for adjustable-rate mortgages (ARM) also fell 12.4% […]Private Residential Construction Spending Increases in March
Private residential construction spending was up 1.7% in March 2026, following two straight months of declines. The increase was broad-based, with gains in single-family, multifamily construction, and home improvement spending. Moreover, total private residential construction spending was 3.6% higher than a year ago. According to the latest construction spending data from the U.S. Census, single-family […]Orange County, Riverside County, San Bernardino County, Los Angeles County, San Diego Real Estate!
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