Top Quality and Affordable Homes
National |
Average Rate* |
| 30-Year FHA Rate | 5.33% |
| 30-Year Fixed Rate | 5.83% |
| 20-Year Fixed Rate | 6.42% |
| 15-Year Fixed Rate | 5.04% |
| * Conforming FNMA Loan Amount. Rates may include points. | |
Information updated: 5/12/2026
Rent Prices Continue to Rise, While Absorption Remains Low
The percentage of new apartment units that were absorbed within three months after completion was up one percentage point in the fourth quarter, according to the Census Bureau’s latest release of the Survey of Market Absorption of New Multifamily Units (SOMA). The survey covers new units in multifamily residential buildings with five or more units. […]New Home vs. Existing Home Prices in Q1 2026
In the first quarter of 2026, the median price for a new single-family home was $403,200, which was $1,400 lower than the median price of an existing home, which stood at $404,600. This marks the fourth consecutive quarter for which existing home prices have exceeded new homes prices, according to U.S. Census Bureau and National […]Lowest Saving Rate Since June 2022
Personal income was essentially unchanged in April 2026, following a 0.5% gain in March, according to the latest data from the Bureau of Economic Analysis. On a year-over-year basis, personal income was 2.5% higher than in April 2025. As consumer spending outpaced income growth, the personal saving rate fell to 2.6%, the lowest level since […]New Home Sales Down in April on Affordability Concerns
Elevated mortgage rates, higher inflation and economic uncertainty kept more buyers on the sidelines in April as ongoing affordability challenges continue. Sales of newly built single-family homes fell 6.2% in April to a seasonally adjusted annual rate of 622,000, according to data from the U.S. Department of Housing and Urban Development and the U.S. Census […]Multifamily Missing Middle Construction: First Quarter 2026
Multifamily missing middle construction declined at the start of 2026. The missing middle construction sector includes development of medium-density housing, such as townhouses, duplexes and other small multifamily properties. The multifamily segment of the missing middle (apartments in 2- to 4-unit properties) has generally disappointed since the Great Recession. For the first quarter of 2026, there were […]Orange County, Riverside County, San Bernardino County, Los Angeles County, San Diego Real Estate!
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The Real Reason Some People Are Still Moving Right Now
You may be telling yourself you’re going to wait to move – maybe you’re hoping mortgage rates will come down, prices will fall, or the market will feel a little easier.
What Most Veterans Don't Know About Their VA Home Loan Benefit
Nearly half of Veterans (49%) feel homeownership is currently out of reach, according to a recent survey from NewDay USA.
Newly Built Home Prices Hit a 5-Year Low
If you’ve always assumed a newly built home is just not in your budget, you should know the math just got a little friendlier.
Record High Mortgage Debt Sounds Scary. Here’s What the Headlines Leave Out.
You may have seen the headlines lately about mortgage debt in America hitting a record high.
