Top Quality and Affordable Homes
National |
Average Rate* |
| 30-Year FHA Rate | 5.33% |
| 30-Year Fixed Rate | 5.83% |
| 20-Year Fixed Rate | 6.42% |
| 15-Year Fixed Rate | 5.04% |
| * Conforming FNMA Loan Amount. Rates may include points. | |
Information updated: 5/12/2026
House Price Appreciation by State and Metro Area in the First Quarter of 2026
U.S. house prices continued to rise in the first quarter of 2026, but appreciation slowed markedly from the rapid pace seen during the pandemic-era housing boom. Higher mortgage rates, persistent affordability challenges, and softer demand weighed on price growth nationally. At the same time, local market conditions varied considerably. Some states and metropolitan areas continued […]State-Level Employment Situation: April 2026
State labor market conditions remained generally positive in April, with most states recording employment gains despite signs of moderating national job growth. Construction employment also posted modest gains across much of the country, while unemployment rates continued to vary widely by state, reflecting differences in regional economic conditions and labor market strength. In April, nonfarm […]Slight Increase for Construction Job Openings
The number of open positions in the construction sector edged higher in April, per the Bureau of Labor Statistics Job Openings and Labor Turnover Survey (JOLTS). The current level of open jobs is down measurably from three years ago due to declines in construction activity, particularly in housing. Recent gains for nonresidential construction have not fully […]HBGI Q1 2026: Single-Family Construction Slips Across All Geographies
Single-family construction declined across all geographies in the first quarter of 2026, according to the latest Home Building Geography Index (HBGI), as elevated interest rates, rising material costs, and labor shortages slowed home building activities at the start of the year. Meanwhile, multifamily construction remained broadly resilient, posting growth in most markets. Single-Family The pullback […]Private Residential Construction Spending Increases in April
Private residential construction spending was up 0.8% in April 2026, following the monthly gain of 0.6% in March. This increase was largely driven by gains in single-family, and home improvement spending. Moreover, total private residential construction spending was 1.7% higher than a year ago. According to the latest construction spending data from the U.S. Census, single-family construction spending increased 1.4% in April, consistent with the steady builder confidence reflected in the NAHB/Wells Fargo Housing Market Index (HMI). Despite the monthly gain, single-family construction spending was down 2.9% over a year ago. Improvement spending (remodeling) also increased in April, rising 0.4% for the month. Remodeling remained a bright […]Orange County, Riverside County, San Bernardino County, Los Angeles County, San Diego Real Estate!
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